@funnyleonidas

Do these 2 things by July 27, 2026… 1️⃣ Create your Capital One account early for a smoother transition 2️⃣ Double-check that your autopay transfers over correctly Because one missed payment could drop your score 100+ points. And don’t just set it and forget it either… Once the transfer happens, make sure that FIRST autopay actually goes through successfully. That gives you time to fix it BEFORE a late payment gets reported to the credit bureaus. Protect your credit, compadre. #cap#capitalones#discovercarde#credittipseditscoretips #latepayments